Agency Banking

Agency banking allows Access Bank to partner with local businesses (our agents) to deliver essential banking services.

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Banking Services at Your Doorstep with Access Closa

Welcome to Access Closa, Access Bank's innovative agency banking service. Launched in 2021 with just 18 agents in Greater Accra, Access Closa now serves customers across Ashanti, Volta, Eastern, and Northern Regions of Ghana. We bring secure, reliable, and convenient banking directly to your neighborhood, making financial services more accessible than ever.


What Is Agency Banking and How Does Access Closa Work?

Agency banking allows Access Bank to partner with local businesses (our agents) to deliver essential banking services. With Access Closa, you enjoy secure financial transactions without visiting a traditional bank branch. Whether you need to deposit, withdraw, transfer funds, or pay bills, our agents are equipped to help you bank easily and safely.


Types of Access Closa Agents

  • Sole/Independent Agent: Operates a single outlet independently.
  • Master Agent: Manages multiple Access Closa agent locations.
  • Sub-Agent:  Works under a Master Agent to serve local customers.
  • Super Agent: Oversees a network of agents and master agents.

Comprehensive Financial Services Offered by Access Closa Agents

  • Open new Access Bank accounts quickly and easily.
  • Deposit and withdraw cash securely.
  • Perform intra-bank and inter-bank money transfers.
  • Use mobile money services seamlessly.
  • Purchase airtime and recharge mobile phones.
  • Pay utility bills and service charges conveniently.
  • Request and receive debit cards.

Who Can Use Access Closa Agency Banking?

Access Closa is open to everyone. Whether you are an Access Bank customer or not, our agents provide full banking services to meet your financial needs.

Requirements: How to Become an Access Closa Agent

Looking to expand your business and serve your community? Join Access Closa’s growing agent network.


Requirements to Qualify as an Access Closa Agent:

  • Legally registered business operating for at least 12 months.
  • Visible, customer-friendly business location.
  • Minimum working capital of GHS 200.
  • Valid Ghana Card, business registration documents, and proof of address.
  • Compliance with Access Bank’s security and operational standards.
  • Comprehensive training and support provided by Access Bank.

Benefits

  • Earn competitive commissions up to 1.8% on deposits.
  • Drive higher customer traffic to your business.
  • Become a one-stop financial hub for your community.
  • Offer extended banking services beyond regular banking hours.

Secure and Reliable Banking Experience

 

Your safety is our priority. Access Closa agents strictly follow Access Bank's security protocols, ensuring your money and personal information are fully protected. Every transaction is processed in real-time, with instant e-receipts and SMS confirmations sent directly to your phone.


Access Closa Agent Responsibilities

 

  • Prominently display Access Bank branding and service fees.
  • Ensure premises and customer data are secure.
  • Follow compliance, KYC, and record-keeping standards.
  • Deliver exceptional customer service with every transaction.


Access Closa Transaction Charges


Transaction Type

Transaction Limit

Customer Charges

Account Opening

N/A

Free

Cash Deposit

Unlimited

Free

Cash Withdrawal

Up to GHS 5,000

1% (min GHS 0.50, max GHS 10)

Intra-Bank Transfer

Up to GHS 50,000

Free

Inter-Bank Transfer

Up to GHS 50,000

1% (min GHS 0.50, max GHS 10)

Airtime Purchase

Up to GHS 200

Free

Bill Payment

As billed

Free

Card Request

Unlimited

Free


Frequently Asked Questions

Any registered business with a physical location, valid identification, and minimum capital requirements.
Look for the official Access Closa signage or verify through Access Bank's customer support.
Present your account number, Ghana Card, and one-time password (OTP).
Each transaction generates an e-receipt and instant SMS confirmation.

Get in touch with ACCESS CLOSA

For more information and assistance :
Phone: 0307 080 065

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